Southern Charter
Financial freedom begins here.
How old are you?
What's your gross monthly salary?
What's your current portfolio value?
What is your current retirement annuity contribution amount?
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Nothing is uploaded anywhere — everything stays right here in your browser.
At your current contribution rate (—%)
CurrentSuggested minimum contribution rate of 15% of salary
BenchmarkHow this projection works
Illustrative projection using your entered figures.
Your inputs
Drag the slider to see how retiring earlier or later changes your outlook.
Defaults to your assumed inflation rate, since salaries generally keep pace with it.
Matches salary growth by default, so your contribution stays the same % of salary.
Auto-set to your planned retirement age minus your current age. Adjust if needed.
Matched fund: —
This field shows today's matched fund rate. Left untouched, the projection glides through Southern Charter's three funds as retirement approaches (see Assumptions below). Type your own figure to override with a flat rate instead.
Southern Charter
Retirement Annuity Future Value Projection —
Portfolio growth over time
What this means for your retirement
| Scenario | Withdrawal Rate | Monthly Income (nominal) | Monthly Income (today's Rand) | Portfolio Lasts |
|---|
Annual breakdown
| Year | Age | Monthly Contrib. | Contributions (yr) | Investment Growth (yr) | Portfolio Value |
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