Employee Benefits Consulting

| Approach

We tailor make employee benefits structures and programs for you, ensuring that they are tax-efficient, that they are relevant and responsive to each individual's needs, and that they reward and encourage loyalty. 

Our dedicated and experienced team are committed to building long-term, trusting relationships with you and your staff. We will be on call to support and assist you throughout, as and when your company's and staff's needs change. 

Our value-adding consulting process is designed to deliver peace of mind, from key stakeholders to new staff members. You'll receive regular updates on the performance of your funds and benefits, advice at key moments to ensure that you're aware of any changes to legislation and opportunities that present themselves, and the reassurance of knowing that each of your employees is on track to acheiving their personal financial goals. 


| Process

Our fine-tuned and well-established process is designed to ensure the optimal arrangement for you and your staff, while delivering excellent results and peace of mind. 

All of our work begins with a thorough evaluation of your current employee benefits structure and processes, ensuring reliability, cost-efficiency, transparency and timeous reporting. Following an in-depth analysis of each of your employee's ages, risk profiles, investment and financial objectives, we'll recommend, implement and monitor the best possible employee benefits structure for you and your needs. 

One of our key mantras at Southern Charter is 'how far you go depends on who goes with you', and we are with you for the long haul. We'll provide regular feedback and reporting regarding the performance of your funds and benefits to you and your staff; ensure risk appropriateness, tax-efficiency and price competitiveness on an ongoing basis; and add value to each and every staff member through financial skills and wellbeing workshops, and personalised financial advice.   


| Case Studies

Adidas was one of our first clients when we launched the business 1989, and it’s a relationship that we’re proud to maintain to this day. Our first initiative was a complete overhaul of their remuneration packages and employee benefit provisions.

With their employee’s wellbeing firmly in mind we, together with Adidas’ senior management, completely reframed and restructured the way that their staff understood their employee benefits. We helped them transform what was seen as purely a salary deduction to the valued mechanism through which each staff member could achieve financial security and wellbeing throughout their lives thanks to a comprehensive and rewarding benefits structure that prized achievement and ensured employee loyalty.

Our revolutionised and modernised approach included one of the first tax-advantaged unit trust linked provident funds in South Africa in the 1980’s. Over the years we have continued to strengthen our relationship with Adidas and their employees and are proud to have played our part in helping their staff achieve financial liberation.


We developed a world-class remuneration and staff retention strategy tailor made to Disney South Africa’s needs, and approved by both Disney Paris and Disney USA.

Through comprehensive benefits, a competitive and compelling approach to remuneration and our ongoing assistance and financial advice, we assisted Disney in achieving their primary goal: retaining key, value-adding employees for the long-term. 


Another of our longest standing relationships is with Marketing powerhouse TBWA. Over the years we have assisted them with completely overhauling their employee benefit portfolio ensuring that it is tax- and cost-efficient, compelling and comprehensive, and appropriate to their business and employee objectives at every stage.

Some of the key interventions that we made have included introducing a cost-efficient and transparent web-based administration system for their staff; resolving legal surplus issues; implementing and managing our bespoke risk-profiled, lifecycle investment strategy; saving them over R1.5 million on risk benefits by effective brokering; and implementing and monitoring ongoing Financial wellbeing educational workshops for all of their employees.

Through our personal and professional relationships with each and every staff member we built employee trust, morale and lead to an increase in performance and productivity improving their bottom line.


| Service Levels

  • Level One - Cost Savings

    Broking your fund saves cost

    Benchmarking your benefits ensures competitiveness

    Reviewing your funds structure saves tax

  • Level Two - Operational Excellence

    Recommended, implemented & monitoring technology driven administration system

    Achieves competitvely prices reliable administration system

    Transparent web enabled reporting 24/7

  • Level Three - Customer Intimace

    Recommended, implimented & monitoring tailor made

    Risk profiled lifestyle based Investment Strategy

    Individual needs based Healthcare Strategy

    Individual needs based Financial Education program